1. Buy Now Pay Later: You can do Anything For now and you will get an average of 50 cooling days to repay the amount.

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2. Reward Points and cashbacks: Credit card holders can avail rewards as points and cashback with your spent and you can redeem the points on various online and offline sites or by cash !
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3. Online and offline offers: Credit card issuers may give great offers on major online and offline platforms, you can avail that with your existing credit card !
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4. Safety: Paying with a credit card makes it easier to avoid losses from fraud, when your debit card is used by a thief, the money is missing from your account instantly. but credit won't !
5. Building Credit Score: If you have no credit Score or are trying to improv your credit score, using a credit card responsibly will help because credit card companies will report your payment activity to the credit bureaus !
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6. EMI Facility: If you plan on making a large purchase and don't want to sink your saving into it, you can choose to put it on your credit card as a equated monthly installments, ensuring you aren't paying a lump sum for it and denting your bank balance !
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7. Record of Expenses: A credit card records each purchase made through the card, with a detailed list sent with your monthly credit card statement. This can be used to determine and track your spending and purchases !
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8. Purchase Protection: Credit card offer additional protection in the form of insurance for card purchases that might be lost, damaged or stolen.
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9. Free Airport Lounge Access: some credit card can a avail free airport lounge access on international and domestic departures.
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